Laminate Floor Water Damage Insurance

I have filed 2 water damage claims and both times the insurance paid to rip the entire floor out and replace it only about 30 was actually damaged by water.

Laminate floor water damage insurance.

Water damage can happen for a number of reasons too many to list and sometimes it is covered by insurance either homeowner s insurance or someone else s insurance e g. The wood materials in laminate floors are susceptible to water damage. If it was caused by the town or your condo or an appliance under warranty etc. These floors can last for years and don t require much maintenance along the way.

As laminate flooring continues to grow in popularity how to repair laminate flooring after water damage is becoming an interesting topic for many homeowners. If you have a homeowners policy on your house you may want to speak with your insurance company. The insurance industry defines flooding as damage caused by water after it touches the ground as opposed to damage from a bursting pipe or rain coming through your roof. Water damaged laminate flooring has the potential of being dangerous.

Water or solvent damage to a plastic laminate floor. Laminate flooring and water however have a complicated relationship. If the flooring is buckled it can create a tripping hazard. As long as you wipe up any spilled water promptly the floor should be no worse for the wear.

That said the wood in the laminate floors is prone to water damage if. Flooding or other significant water damage is a different story. Solid wood flooring will warp and swell when water logged since wood fibers in real wood run lengthwise the weak direction is sideways. Water mold fire restoration 800 905 0277 would like to point out some of the pluses and minuses of laminate flooring.

From the photos and guessing on my part this looks like a plastic laminate type flooring that had something wet placed or more likely a solvent in the area of damage. Floor damage from flooding is only covered if you have flood insurance. Water damage laminate floor. So how do you fix laminate floors with water damage.

Laminate is designed to withstand occasional spills if installed in accordance with manufacturer instructions. Fixing water damage areas. The flooring covered a hallway and 2 separate rooms and one of the rooms was completely dry unaffected. Many types of floors not just laminate flooring are subject to damage when hit with enough water.

I didnt even ask. Guess i got lucky. When it comes to water damage laminate floor coverings often fare better than other types of flooring. No matter whether you have ho 2 ho 3 or ho 6 some types of damage your policy won t cover.